Nonprofit Recovery Resources

Nonprofit Resources for Disaster Recovery

We'll continue to update this information. If you know of or have any materials specifically for nonprofits to share, please let us know.

First Steps Financial Resources Recovery Loans & Funds
Human Resources Resource Organizations Guides, Articles, Toolkits

 

Important first steps if your nonprofit organization is in a federally declared disaster area.

  1. Contact your insurance company to file a claim. If you lease your space, verify that the owner has contacted his/her insurance company. Recommendations from insurance companies:
  • Take inventory and photos of damage. Make temporary repairs to protect your property from further damage. Save all your receipts and do not throw away damaged property.
  • If you need to relocate, keep your receipts for all related expenses.
  • Be careful of fraudulent contractors. Check credentials and/or check with your insurance company.
  1. Register with FEMA (through the Small Business Administration (SBA)). Relevant deadlines will be posted.
  • Register (aka create an account) on the SBA website. The account must be registered to an individual to verify identity; the account allows you to file applications online on behalf of your organization.
  • Complete the Disaster Loan Application online (if you’ve created an account) or submit the paper form (Spanish). This serves as your registration with FEMA. Filing requirements include:
    • Tax Information Authorization (IRS Form 8821/4506-T), completed and signed by each applicant, each principal owning 20% or more of the applicant business, each general partner or managing member; and, for any owner who has more than a 50% ownership in an affiliate business.
    • Complete copies, including all schedules, of the most recent federal income tax returns for the applicant business; an explanation if not available.
    • Personal Financial Statement (SBA Form 413) completed, signed, and dated by the applicant (if a sole proprietorship), each principal owning 20% or more of the applicant business, and each general partner or managing member.
    • Schedule of Liabilities listing all fixed debts (SBA Form 2202 may be used).
    • Additional nonprofit requirements:
      • Articles of Incorporation (if incorporated)
      • By-laws
      • Charter (if applicable)
      • Board of Directors Resolution giving approval to apply to the SBA for disaster loan (may be provided after offer of a loan)
      • Complete copies of the organization's most recent tax returns OR a copy of the organization's IRS tax-exempt certification and complete copies of the three most recent years operating results
      • Current balance sheet and operating statement dated within 90 days of application
      • Names and addresses of all officers, trustees, and directors
      • Organization affiliation (if any)
      • Name, address, and phone numbers of all insurance companies providing coverage at the date of the disaster; all policy numbers, copies of policy coverage pages, and recovery settlements to date (if any)
      • Specifics of all disaster-related grants and/or funds received from FEMA
  • Once filed, the SBA will follow up on your application to request additional information and/or identify disaster loan options

Helpful Guides

The Three-Step Process for Disaster Loans

Disaster Loans Fact Sheet

Fact Sheet for Businesses of All Sizes (including frequently asked questions)

Contacts

FEMA: 800-621-3362

Small Business Administration: 800-659-2955 or disastercustomerservice@sba.gov

 

Financial Resources

 

Internal Revenue Service

The Internal Revenue Service (IRS) offers tax relief for organizations recovering from disaster situations.

Helpful Guides:

Disaster Resource Guide

Business Casualty, Disaster, and Theft Loss Workbook

Reconstructing Records After a Natural Disaster

Contact: 877-829-5500

 

Human Resources

 

Disaster Unemployment Assistance

Offered through the NC Division of Employment Security, workers who are or may become unemployed due to a declared disaster may be eligible for Disaster Unemployment Assistance (DUA). If approved, you can collect DUA for up to six months following the date of the disaster. 

  • Create an account on the DES website and apply for regular unemployment insurance
  • If your application is declined, contact DUA to request assistance. These applications must be filed within 30 days.

Forms

Forms for Disaster Unemployment Assistance

Contacts

NC Division of Employment Security: 888-737-0259

Disaster Unemployment Assistance: 866-795-8877

 

Coping with Emotional Crisis

Following a crisis or disaster, nonprofit staff members can experience unprecedented levels of fear and concern, especially if the organization's viability is seriously threatened. Here are suggstions on how to cope with these emotions and situations, including how they may manifest, how to identify them, and how to restore normalcy. (Nonprofit Risk Management Center)

 

Paying Employees During Emergencies

An outline of the federal laws and regulations employers need to pay attention to when deciding how and when to pay employees during an emergecy or natural disaster, including the Fair Labor Standards Act, Family and Medical Leave Act, Uniformed Services Employment and Reemployment Rights Act, Americans with Disabilities Act, Occupational Safety and Health Act, National Labor Relations Act, Leave banks, Unemployment, and Federal relief. (Society for Human Resources Management)

 

Recovery Loans & Funds

 

Business Recovery Counseling

The NC Small Business and Technology Development Center (SBTDC) offers free counseling and assistance to:

  • Assess the financial impact on your organization
  • Develop strategies for your recovery
  • Reconstruct financial statements
  • Evaluate options with creditors
  • Prepare SBA disaster loan applications

Locations & Contacts:

Elizabeth City: 252-335-3247 or ecsu@sbtdc.org

Fayetteville: 910-672-1727 or fsu@sbtdc.org

Greenville: 252.737.1385 or ecu@sbtdc.org

Nags Head: 252-3353334 or ecsu@sbtdc.org

Pembroke: 910-775-4007 or uncp@sbtdc.org

Raleigh: 919-513-1500 or ncsu@sbtdc.org

Wilmington: 910-962-3744 or uncw@sbtdc.org

 

Disaster Legal Services Hotline

The Disaster Legal Services Hotline is a pro bono legal project of the NC Bar Association, Legal Aid of NC, American Bar Association, and Federal Emergency Management Agency to provide disaster legal services for NC counties approved by FEMA to receive federal assistance. The NCBA Young Lawyers Division coordinates the North Carolina Disaster Legal Services effort. Disaster victims, including nonprofits, who have disaster-related legal questions or concerns may call.

Contact: 833-242-3549 weekdays between 9 a.m. and noon

 

Carolina Small Business Development Fund

The Carolina Small Business Development Fund assists small business owners in preparing for disasters and recovering - immediate and long-term - if disaster occurs. They offer low-interest loans as a complement to Small Business Administration and other disaster recovery programs.

Helpful Guide:

Small Business Disaster Recovery & Resiliency Kit

Contact: contact form or 919-803-1437

 

NC Hurricane Florence Relief Fund

Reactivated by Governor Cooper and administered by the Golden LEAF Foundation, the NC Hurricane Florence Relief Fund offers grants to nonprofits who provide direct relief or recovery for survivors of Hurricane Florence. Grants are intended for organizations who have immediate needs but cannot get assistance from other sources (including government programs), cannot wait until they receive other assistance, or have losses that are not covered by insurance; they will not be awarded for costs that have been approved to receive funds through FEMA or other federal programs. Eligible programs/projects must be located in a county under federal disaster declaration and include:

  • Provision of temporary housing and rental assistance
  • Provision of food, water, ice, and other emergency supplies
  • Replacement of personal property (including clothing, tools, and equipment)
  • Repair or replacement of homes
  • Medical or dental expenses
  • Funeral or burial expenses resulting from the emergency

Create an account and apply online.

Contact: 888-684-8404

 

NC Rural Center

A subsidiary of the NC Rural Center, Thread Capital offers the Resilient Recovery Loan program for small organizations, providing low-interest loans up to $250,000 to meet the extended challenges faced during an organization's disaster recovery, including repairing physical damage and recouping from more significant economic losses. Eligible organizations must:

  • Be a North Carolina small business affected by a declared disaster
  • Have at least one employee
  • Have any individual with greater than 20% ownership in the organization co-sign the loan
  • Submit documentation verifying physical and/or economic injury to their business.

Apply online or submit a paper application.

Contact: 800-228-8443

 

U.S. Small Business Administration

The Small Business Administration (SBA) provides low-interest disaster loans up to $2 million that cover physical damage and economic injury for organizations of all sizes. (If you've registered with FEMA as noted in #2 above, you've already completed the SBA loan application.) Create an account and apply online or submit a paper application.

Contact: 800-659-2955 or disastercustomerservice@sba.gov

 

Additional Resources

Organizations

NC 2-1-1    Real-time disaster assitance, and health and human services resources and support

ReadyNC    Recovery and rebuilding resources and assistance for individuals and communities

ReBUILD NC

All Hands and Hearts – Smart Response

American Red Cross

Crisis Cleanup

E4E Relief, LLC    Employee relief programs for orgs

 

Guides, Articles, Toolkits

Disaster Philanthropy Playbook

Disaster Relief Handbook (Legal Aid of North Carolina)

Disaster recovery resources for caregivers, clinicians, and parents (NC Child)

Southeast Disaster Preparedness Resources and Hotlines (Tulane University School of Social Work)

Workplace weather disaster resources (Society for Human Resource Management)